PM Mudra Loan Yojana 2026 – Apply Online, Eligibility & Loan Details
Short Details of the Scheme
PM Mudra Loan Yojana 2026 Overview
| Scheme Name | Details |
|---|---|
| Scheme Name | Pradhan Mantri Mudra Yojana (PMMY) |
| Launched By | Government of India |
| Launch Year | 2015 |
| Loan Amount | Up to ₹10 Lakh |
| Loan Type | Business Loan for Small Enterprises |
| Beneficiaries | Small Business Owners, Entrepreneurs, MSME Sector |
| Scheme Type | Central Government Scheme |
| Official Website | mudra.org.in |
PM Mudra Loan Yojana Important Dates
- Scheme Launch Date: 08/04/2015
- Application Start Date: Ongoing
- Application Last Date: No Fixed Last Date
- Loan Application: Available Through Banks & Online
PM Mudra Loan Application Fees
- General/OBC/EWS: No Fee
- SC/ST: No Fee
Note: Applicants can apply for PM Mudra Loan through banks, NBFCs, or microfinance institutions without paying any application fee.
PM Mudra Loan Yojana: Age Limit Details
- Minimum Age: 18 Years
- Maximum Age: No Specific Limit
PM Mudra Loan Categories
| Criteria | Loan Amount |
|---|---|
| Shishu | Up to ₹50,000 |
| Kishore | ₹50,000 to ₹5 Lakh. |
| Tarun | ₹5 Lakh to ₹10 Lakh |
PM Mudra Loan Eligibility Criteria
| Criteria | Details |
|---|---|
| Citizenship | Applicant must be a citizen of India |
| Business Type | Small business, MSME, shop owners, service sector |
| Purpose | Starting or expanding business |
| Credit Requirement | Non-corporate small business sector |
Applicants must fulfill the eligibility criteria as mentioned on the official government portal.
Documents Required for PM Mudra Loan
| Document | Purpose |
|---|---|
| Aadhaar Card | Identity Verification |
| PAN Card | Financial Verification |
| Bank Account Details | Loan Disbursement |
| Business Plan | Loan Approval |
| Address Proof | Residence Verification |
How to Apply for PM Mudra Loan Yojana
- Visit the nearest bank branch or official Mudra portal.
- Choose the appropriate loan category (Shishu, Kishore, or Tarun).
- Fill the Mudra loan application form.
- Submit required documents.
- After verification, theloan amount will be approved by the bank.
Note: You can check the status on the official portal of the PM Mudra Loan Yojana
Applicants are advised to verify all details from the official government website before applying.
PM Mudra Loan Yojana Important Links
PM Mudra Loan Yojana 2026 – FAQs
Q1. What is PM Mudra Loan Yojana?
PM Mudra Loan Yojana is a government scheme that provides business loans up to ₹10 lakh to small entrepreneurs.
Q2. How much loan can I get under Mudra Yojana?
Applicants can get loans from ₹50,000 to ₹10 lakh depending on the category.
Q3. Do I need collateral for Mudra Loan?
No, Mudra loans are generally provided without collateral.
Q4. Who can apply for Mudra Loan?
Small business owners, shopkeepers, MSME entrepreneurs, and self-employed individuals can apply.
Q5. What is the official website of PM Mudra Loan Yojana
The official website is mudra.org.in.